The results offered by the Fidelity Retirement Readiness Snapshot are not intended to be investment advice or a substitute for a retirement plan. You should not rely on the calculator to make your retirement planning decisions.

The projections or other information generated by Fidelity's calculators regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Results may vary with each use and over time. The calculator is not intended to project or predict the present or future value of actual investments or actual holdings in your portfolio (or a selected allocation) or actual lifetime income. Also, the calculator should not be used as the primary basis for any investment or tax-planning decisions. All calculations are purely hypothetical and will not affect your actual accounts.

This calculator uses tables developed from Fidelity's asset liability modelling engine to estimate potential income growth of your indicated assets and contributions over the time frame specified. The market return data used to generate the illustration are intended to provide you with a general idea of how an asset mix you selected in the calculator has performed historically. For more information on the calculations, review our Methodology and assumptions. Our analysis assumes a level of diversity within each asset class that may differ from that found in your portfolio. Numerous factors make the calculations uncertain, such as the use of assumptions about historical returns and inflation, as well as the data you have provided. The calculator uses financial data provided by third-party vendors in the creation of the simulations, and the accuracy or timeliness of that data cannot be guaranteed. Your returns for taxes, fees and/or expenses will generally reduce your actual investment returns and are not reflected in the hypothetical illustrations generated by this calculator. Results may vary with each use and over time.

For more information on the calculations and assumptions, please review our Methodology and assumptions, located on the results page of Fidelity Retirement Readiness Snapshot.